stewarding your wealth

Investors today face various challenges, from macroeconomic shifts and inflationary concerns to technological disruption and geopolitical risks, all of which fuels portfolio volatility. In an ever-changing world, such challenges must be met with innovation.

Our premier investment platform is constantly evolving as we balance consistency with new opportunities. This enables our expert wealth advisors to create truly unique portfolios that successfully navigate market cycles, guiding you in realizing your financial aspirations.

Understanding you

We follow a disciplined process, whereby we learn about you, your financial needs and aspirations.

Targeting superior risk-adjusted returns

We then craft a unique portfolio that maximizes returns within your risk tolerance and liquidity limits.

Long-term forecasting

We track the anticipated returns of various asset classes, capturing the dynamic nature of markets, and map this to your investment plan, monitoring a range of outcomes and their probabilities for your success in meeting your stated goals.

Short-term asset mix shifts

Our investment team review client portfolios continuously, making tactical asset mix shifts as required to manage risk and improve performance.

Ongoing guidance

Our wealth advisors ensure your portfolio adapts as your circumstances change.

Resilient portfolios for long-term growth

Our tailored, multi-asset class portfolios are constructed from this diverse range of traditional investments and directly-owned alternative assets and offer:

Enhanced diversification
Comprehensive risk assessment
Tax-efficient allocation
Tailored spending strategy
Regular income disbursements as required

Long-term forecasting

At CC&L Private Capital, we make use of powerful proprietary financial modelling tools which provide a range of potential scenarios for what a client’s financial future could look like. By taking a client’s details — such as asset type and value, income and tax bracket, current and projected expenses, and time till retirement — and combining this information with investment return data, we build a model that reflects more than just numbers: it offers a lens through which to view what one’s financial future may hold.

By adjusting the parameters in these modelling tools, we can plan for different market conditions down the line, as well as those unanticipated life events, or weighty spending decisions, all of which can radically impact your wealth. Such insights offer clients the necessary perspective to plan for milestones like a child’s university education or their own retirement. It also offers them the ability to make the necessary portfolio adjustments to ensure they stay on track with their financial and investment goals, and maintain tax efficiency, without worrying about their future financial security.

Dynamic modelling process

Unlike most traditional investment plans which rely on straight-line return assumptions (i.e., 6% every year), our forecasts capture the dynamic nature of capital markets. We recognize that markets don’t perform linearly, and that return sequence matters.

Our team analyzes the current market landscape and uses a building-block approach to create expected returns for different asset classes over an investor’s financial future. The final investment plan combines your unique financial situation with many possible paths of return, providing a distribution of future outcomes ranging from subpar market conditions to superior ones.

We also pair the range of portfolio values with probabilities of success in meeting your stated goals. In this way, we help you to answer such weighty questions as: How soon can I afford to retire? How many years might my portfolio reasonably sustain my lifestyle?